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Precisely what is and what isn’t coated? Third Party Property Hurt 3rd party Fireplace and Theft In depth CTP/Eco-friendly Slip Harm to your own car or truck following a collision ✗ ✗ ✓ ✗ Loss or damage to a 3rd party’s auto/residence due to your vehicle (authorized liability) ✓ ✓ ✓ ✗ Loss or harm to your personal automobile bro